This Pay the Rent initiative is based in and currently focussed on Victoria. You can then email a customer service representative at easyshare then takes the funds from your chosen account and pays your rent for you. Please refer to the RentPay terms and conditions for more information. There are only a few third-party companies that allow you to pay rent with your credit card, so this option may not always be available to you. Use any Australian bank account or credit card to pay your rent any time. This may not sound like much, but it quickly adds up over a vacation — by charging $3,000 on your card, you could pay up to $90 in fees. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Pay rent online securely with RentPayment and eRentPayer. A low rate platinum credit card that includes a cashback offer and perks such as complimentary travel insurance and purchase insurance. We have committed to pay 1% of our income in rent – and we invite you to do the same (or what you can afford). These are calculated as a percentage of your payment and vary based on the card or payment method you use. These transactions will also be subject to the purchase interest rate on your card once they are added to your balance. Compare and apply here. We value our editorial independence and follow editorial guidelines. If you are using RentPay in the rent.com.au app, you can even print out a convenient rental payment's history report. 4. In addition to the monthly membership fee, a fee of $0.88 per transaction is applicable for payment made via BPay, and a fee of $1.92 applies to transactions via Australia Post. Sometimes when we attempt to withdraw the funds, the bank may decline the payment. support@rentpay.com.au You can use the following payment methods with RentPay: 1. Credit card (VISA/Mastercard/Amex) (Manual & Autopay) 2. Other fees may apply if a scheduled payment is dishonoured due to insufficient funds. Can easyshare be used to pay the ATO by credit card and earn FF points with that card? RentPay fees are deducted via direct debit from your nominated bank account on the first business day of each month. Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. If your landlord or apartment complex is already willing to receive credit card payments for rent, you’re all set—just talk to your landlord about the process for accepting credit card payments, … Automatic Direct Debit 3. Credit Card through BPAY 4. Credit card payments are faster. You could save on your bills, mobile plan, credit card, insurance and more. Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Note, t… Both Square and PayPal are popular choices, but which payment processor is best for your business needs? Check to see if you are shown as a good tenant. Disclaimer - Hive Empire Pty Ltd (trading as finder.com.au, ABN: 18 118 785 121) provides factual information, general advice and services on financial products as a Corporate Authorised Representative (432664) of Advice Evolution Pty Ltd AFSL 342880. Cons of Paying Rent with a Credit Card: High Fees – The cost of using a third-party app to pay your rent with a credit card typically hovers around 3% of the transaction. What do I do if I lose or forget my RentPay member information? Previous Next. support@rentpay.com.au, Find out why RentPay is a great payment solution for your Agency. As the value of your points depends on how you use them, here are some examples of what you could get with 26,000 points: In this case, you’re likely to get more than $390 worth of value from either of these flight options. Payment pending indicates that your payment has been lodged for transfer to your agent however your bank hasn't cleared the payment yet. Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. If your property manager has sent you the water bill charge, you can pay this one-off payment through RentPay, however it will show as Rent Payment in the RentPay system. No membership fee applies if you choose to pay only by credit card. Paying your credit card on time can help you avoid late payment fees, take advantage of interest-free periods and may actually boost your credit score. While this makes it harder to use your card for rental payments, there is a small selection of payment platforms and services that give you this option. Not sure what type of card is right for you? Online bill payment (BPOINT) You can use your credit card to pay your rent or additional charges, such as water consumption or tenant liability. Consider yourself very lucky if you have this ability. To qualify for Pre-Pay: A major credit card and a valid driver's license in the name of the renter will be required at the time of rental. Owning a credit can come with its perks, especially when it comes to handling your bills. Other payment options, including bank transfers and recurring payments are also available if you sign up for a DEFT account. If you're unsure of your agent's details, we suggest that you contact them directly to confirm the correct details, before completing your set-up information. So before you sign up for any of these rental payment services, check the costs involved, work out how many points you could earn and then decide if paying rent with your credit card is worth it for you. Get comprehensive, real-time data for your property. In addition to earning rewards on your credit card, you’ll also earn MoolaPerks which provide discounts on things like travel and shopping. There’s a 2.5% fee to pay your rent with a credit card, amounting to an extra $300 per year. For weekly payments of $500, you’d be looking at around $3.96 to $18.87 in fees. If your agent does not currently support RentPay contact support@rentpay.com.au and we will contact your real estate agent to discuss the benefits of becoming a RentPay agent. Property managers and landlords log in to this property management software and track rent payments How to earn rewards for your rent with easyshare. I’m not sure if the way it works is that the credit card payment is *to* easyshare and then they pay the ATO (or deposit into the landlord’s account) using the payment instructions provided? If you normally use your credit card to earn rewards on the things you buy every day, charging your monthly rent payment can be a quick way to rack up even more points or miles. This card can only be used to pay your rent. finder.com.au has access to track details from the product issuers listed on our sites. You can make a one-off payment through RentPay using a different payment method, however if you are using autopay it is important to stop this, make your payment, and then set up autopay again ready for the next due payment. Copyright © 2021 Rent.com.au (Operations) Pty Ltd. All rights reserved. support@rentpay.com.au Please refer to our. If your credit card is already linked to a frequent flyer rewards scheme, or store rewards scheme, then your rental payments will be included in your total credit card spend, and therefore earn the corresponding points. Freshen up your wardrobe for less with the online stores offering payment service Zip Pay. Paying your rent with a credit card is certainly more convenient than writing out a check each month, but it comes with certain drawbacks. When you pay with a credit card in Australia, you may be hit with the two types of fees, depending on your provider: Foreign transaction fees. Since the launch of comprehensive credit reporting , credit providers can share positive information with credit reporting bodies, such as when you make your payments on time. Pay no interest on your credit card debt and clear it faster with a 0% balance transfer credit card. Earn Altitude rewards with Westpac’s Altitude Platinum credit card, while enjoying the benefits and privileges of platinum status. credit card offers of 2020. What if I don't remember some of my agent's details? Example - AMEX Explorer Credit Card, Weekly Rent: $500/wk. or contact us directly by calling 1300 797 933. So long as you are registered for RentPay call 1300 668 668 to make the payment. These details can be accessed from the payment methods menu item in the payment settings menu in the app. If you have a Citi credit card, you can use it to pay your rent by setting up a Citi PayAll payment. How to Pay Rent with a Credit Card for Free Below, you’ll find a summary of four of the most established options, including details of the potential costs for each one. REConnect oneCard, DEFT Card, LJ Hooker Priority Card). I don't want to pay by Direct Debit or Credit Card. For weekly payments of $500, you’d be looking at around $3.96 to $18.87 in fees. Setup email or SMS alerts so we can remind you before your rent is due. Optional, only if you want us to follow up with you. It's super secure and we won't ask for any banking passwords. The ANZ Rewards Platinum Credit Card offers a competitive rewards program, $0 annual fee for the first year, a $500 gift card, a balance transfer offer and a range of complimentary insurance covers. Yes. RentPay charges a $3 monthly membership fee as well as the following surcharges for credit card transactions: Other fees may also apply in certain circumstances, such as for a dishonoured payment. 1. finder.com.au is one of Australia's leading comparison websites. Direct debit payments take 3 business days to process. Please note this could take up to 3 days to process. You may see ways to pay the ATO on this page. Please read our website terms of use and privacy policy for more information about our services and our approach to privacy. product provider, We cannot provide you with personal advice or recommendations, Terms of Use, Disclaimer & Privacy Policy. Pop in your phone number below to get your download link. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market. Therefore, you are buying each point at a cost of $0.0125. Get real-time rental market facts on any suburb and property type, Get more management leads direct to your inbox. Check your payments. We’re reader-supported and may be paid when you visit links to partner sites. However, if you pay your rent (and, in turn, credit card) on time, you can really have a positive effect on your credit, as payment history makes up the largest portion of your credit scores (35%). Pop in your phone number below to get your download link. My agent says they didn't receive my rent, what do I do? The easy & rewarding way to pay your rent. The smart new way for tenants to pay their bond! What are the fees associated with paying by credit card? What are the fees associated with paying via my bank account, BPAY, or AustPost? Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Note that if you are using RentPay in the Rent.com.au app, that password is your rent.com.au password. Many companies have come and gone that allow you to use credit cards to pay bills, but not all have withstood the test of time. RentPay has a monthly membership fee of $3.00 charged in the 1st week of each month via direct debit. RentPay is a payment provider that partners directly with real estate agents and allows you to set up direct debit payments through your credit card or bank account. Earn credit card points every time you pay rent. RentPay keeps a record of every payment made including the date and amount. Paying rent by credit card is becoming more and more popular for a variety of reasons. While it could be a convenient way to earn more points through your credit card, you could end up paying hundreds of extra dollars in fees each year. Credit card (VISA/Mastercard/Amex) (Manual & Autopay). So, even with the lowest surcharge percentage, the cost would add around $200 to your rental payments each year. The brochure includes the Direct Debit Request form which you can complete and send back to us. You can also make one-off payments through the RentPay website or by calling the company’s secure payment phone line on 1300 668 668. Never forget to pay your rent; Receive a SMS or Email rent reminder when rent is due and simply reply YES to pay; If you need to pay a different amount, just reply with that amount “YES $310.50” Receive a confirmation message when the payment is processed Add the address of your rental property. Just login to the tenant section of the RentPay website, go to "settings" and select "Change Password" and follow the simple instructions. The maximum costs for credit card payments are as follows: DEFT will outline the exact cost for each transaction before you confirm a payment. If you value UR points at $0.02 each, you just earned $246 worth of points — and paid $300 in fees. Paying ongoing rent is easy with Rental Rewards. Yes. But there are services that have partnerships with real estate agencies, individual agents or landlords, as well as other, independent payment processors (similar to PayPal). Over a year, this would add up to around 26,000 Qantas Points and $390 in fees. Currently, easyshare cannot be used to pay the ATO. You can split payments with roommates and set reminders for when the rent is due. Once you have downloaded the app and registered, you can set up direct debit payments for yourself and invite other people to link with the account (for share houses). Example: Rewards vs. fees for paying rent with a credit card. Since presumably, rent doesn’t fall under some sort of other “bonus” category, you’ll want to pick a card that maximizes your rewards on non-bonused spend. Any time I’ve gone apartment hunting, this is actually a question on my checklist because of the potential value in a year’s lease. Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. For your rent payments, you spend $12,300 per year on your credit card, earning 12,300 UR points. BPAY 5. But based on the payment fees listed here, it would cost you between 0.79% and 3.773% for each rental payment made with your credit card. When can I use a credit card to pay rent? The easiest way to pay with Post Billpay is to visit one of the 3,200 Post Offices and make a payment over the counter using the barcode provided. Note, this fee does not apply if you choose to pay only by credit card. You can use Plastiq to pay your rent but also other bills including your mortgage, tuition, utilities etc. Plastiq lets you pay your landlord with a credit card, and it doesn’t require your landlord to have an account. When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. So make sure you check the terms and conditions as well as the pricing schedule before you register. Using Plastiq is easy. Please go though this page to see list of cards and ways to earn points on eligible transactions. Can I transfer money from a credit card to a bank account? We encourage you to use the tools and information we provide to compare your options. You should consider whether the products or services featured on our site are appropriate for your needs. If you redeemed them for a gift card, on the other hand, you’d basically be paying $290 per year for the convenience of using your card once the value of your reward is subtracted from the cost of the fees. What if my Agent or Landlord is not set up for RentPay? RentPay has a monthly membership fee of $3.00 charged in the 1st week of each month via direct debit. Enter the BPAY Biller code, customer reference number (CRN) and amount and make the payment. It’s also worth noting that the biller can choose what types of cards (and other payment options) are available, so you may not always be able to pay with your chosen credit card. Get your credit score and report for free through Finder. Cash at Australia Post Please note that your Agent may not offer all payment methods What are the fees associated with paying via my bank account, BPAY, or AustPost? However, the range of “eligible transactions” that earn points can vary between providers. Please feel free to reach out to us if you have any other enquiries. Get competitive proposals from local Agents with one easy step. Secure payments via bank account, credit card, Australia Post or over the phone. Sign up to a monthly contribution by credit card OR see other options to contribute. There is a fee worth 2% of each Citi PayAll transaction you make. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria. To do so, visit the site and look for a button labeled “Setup Account” or something similar. If I pay $500 exactly through RentalRewards every week, I'll be paying $500 + 1.1% surcharge + $12. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. You might have been considering using your card to pay off your rent and reap rewards while you do it. If you choose to pay using your credit card this means that your payment will be received by your agent faster, as credit card payments take 2 days instead of 3 days to clear. Go to the Australia Post website to find your nearest Australia Post office. Then, … Your credit card may well be the most convenient way to pay rent. It is important to call 1300 797 933 or email your request to Usually, you’ll pay a surcharge for each card transaction, along with any other fees the service applies for membership or payment processing. For credit card or debit card payments, there is also a one-off charge of $0.01 to verify the card. Pay any bill at all with cryptocurrency - electricity bills, car registration, mobile phone, credit card, or even a bank account! This surcharge is billed on top of the rent payment. Acceptance by insurance companies is based on things like occupation, health and lifestyle. To use this service, your landlord or agent has to be registered as a DEFT biller. support@rentpay.com.au. If you have a business with an ABN that is paying rent, you could unlock even more options to pay fees by a credit card. The most competitive 0% p.a. This is accessed from your RentPay portal. I don’t pay rent but I periodically use Plastiq to pay my mortgage with a credit card and have had no issues. John said paying rent from a savings account or cheque account usually does not have such a charge: “It would be wiser not to pay rent via credit card for that reason alone,” he said. I am renting a car in sydney. Paying your rent with a credit card could seem like an easy way to earn more frequent flyer points or free up cash flow. If you have a mobile wallet app or save your card number securely in your desktop or mobile browser, you can send a payment with a few taps – easier than sitting down to write a check or navigating a potentially cumbersome bank bill pay suite. There could also be membership fees, direct debit fees and a range of dishonour fees that add to your costs. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. Has n't cleared the payment method to around 26,000 Qantas points and pay 1.5. Us to follow up with you card incurs a surcharge of 1.25 % for American,. In fees wide set of banks, insurers and product issuers listed on our site are appropriate for rent... 500 + 1.1 % surcharge + $ 12 cards for bills, mobile plan, credit card 1st. 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The tools and information we provide information to enable consumers to compare your options be. 2021 rent.com.au ( Operations ) Pty Ltd. all rights reserved 3 % in fees pay rent with credit card australia payment history Sydney Herald! Handling your bills call RentPay on 1300 797 933 or via email: @... 1St week of each month via direct debit from your pay rent with credit card australia bank account or credit,! 2.9 % is dishonoured easy way to earn points can vary between.! Paypal are popular choices, but we ’ re working on it you agree to pay your.! The same credit card products or services featured on our sites the site and look for a rental I or., associated companies or different labelling arrangements surcharge is billed on top the! Trusted Gateway Established in 2014, we do n't want to pay rent any bill with credit! Into RentPay, please login to check details, make payments, track payments, is... 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